Terms of Service

Last Updated: 10/10/2025

1. Acceptance of Terms

By accessing or using Vida Capital Logistics, Inc (“we,” “us,” or “our“) and our web application, you (“User” or “you“) agree to be bound by these Terms of Service (“Terms“). If you do not agree, you may not use our Services.

2. Our Services

Vida Capital Logistics Inc provides a platform for financial planning, budgeting tools, investment tracking, and connections to financial advisors and service providers. We do not directly provide financial advice, investment management, or banking services, and are not responsible for the performance of third-party financial professionals or institutions.

3. User Accounts

  • Registration: You may need to create an account to access certain features. You agree to provide accurate information and to keep it up to date.
  • Account Security: You are responsible for safeguarding your login credentials. Any activity under your account is your responsibility.
  • Termination: We reserve the right to suspend or terminate accounts that violate these Terms or for any other lawful reason.

4. User Conduct

You agree not to:

  • Use our Services for unlawful or fraudulent activities.
  • Post or transmit harmful, infringing, or otherwise objectionable content.
  • Attempt to interfere with the operation of our Services, including unauthorized access or use of automated systems (e.g., bots, scrapers).

5. Payments and Fees

  • Service Fees: If you subscribe to premium features or connect with financial advisors through Vida Capital Logistics Inc, you agree to pay all applicable fees. Payment processing may be handled by third-party providers.
  • Refunds: Refund policies vary depending on the subscription plan or third-party service provider’s terms. We are not responsible for refunds but will assist in dispute resolution when possible.

6. Intellectual Property

  • Our Content: All content, logos, and trademarks on our platform are owned or licensed by Vida Capital Logistics Inc. You may not use them without our prior written permission.
  • User-Generated Content: By submitting content (e.g., financial goals, budget templates, reviews), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for the purpose of operating and promoting our Services.

7. Disclaimers

  • “As Is” Basis: Our Services are provided “as is” and “as available” without warranties of any kind, whether express or implied.
  • Not Financial Advice: Vida Capital Logistics Inc does not provide financial, investment, tax, or legal advice. Information on our platform is for educational and informational purposes only. You should consult with qualified professionals before making financial decisions.
  • Third-Party Responsibility: Vida Capital Logistics Inc does not guarantee the accuracy, quality, or suitability of any third-party financial advisor or service provider. Such professionals are independent contractors, not employees or agents of Vida Capital Logistics Inc.
  • No Guarantee of Results: We make no guarantees regarding financial outcomes, investment performance, or savings achieved through use of our Services.

8. Limitation of Liability

To the fullest extent permitted by law, Vida Capital Logistics Inc, its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, or consequential damages arising out of or in connection with the use of our Services, including but not limited to financial losses, investment losses, or missed financial opportunities.

9. Indemnification

You agree to indemnify and hold harmless Vida Capital Logistics Inc, its affiliates, officers, employees, and agents from any claims, liabilities, damages, or expenses (including legal fees) arising from your use of the Services or violation of these Terms.

10. Termination

We may terminate or suspend your access to our Services at any time, with or without notice, for any reason, including if you violate these Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Wisconsin, without regard to conflict-of-law principles. You agree to submit to the personal jurisdiction of the state and federal courts located in Wisconsin for any actions arising from these Terms or your use of our Services.

12. Changes to Terms

We may modify these Terms at any time. If we make material changes, we will notify you via email or by posting a notice on our site. Your continued use of the Services after any modification indicates your acceptance of the updated Terms.

13. Contact Us

If you have questions about these Terms, please contact us at:

  • Email: jasmine@vidaclinc.com
  • Address: Milwaukee, WI
  • Phone: 414-491-0790